Do you really need Travel Insurance?
Great question. The answer is yes. Many travelers thinking their health insurance or free credit card insurance will completely cover their out of pocket expenses in the event of a cancellation or delay. However, that’s often not the case. Consider the reasons below for purchasing travel insurance for your journey.
Health Insurance Doesn't Cover Everything
According to the US Department of State - Bureau of Consular Affairs your domestic health insurance may cover “customary and reasonable” costs overseas. However, they often won’t pay for a medical evacuation back to the US which can cost upwards of $50,000. That’s where Travelex travel insurance plans can help.
Credit Card Shortfalls
There’s a good chance your credit card provides some coverage for travel insurance. It’s important to check what coverage you actually have as this can vary depending on your card type, and can even cost you additional funds to invoke. Credit card companies often have a number of conditions in order for their insurance to apply. For example, you may have had to pay for the entire trip using that credit card. For higher benefits coverage, purchase a specific travel insurance plan.
Travel Investment
You don’t want to cancel a vacation, or lose the money you’ve invested. Cancel for a covered reason listed in your policy and Travelex can help.
Medical Expenses
If you’re traveling remotely you may not always have access to the best health care. Your health and safety is a priority. If an emergency medical evacuation is necessary, we will transport you to the nearest suitable hospital for treatment. Additional benefits include transportation of a visitor of your choice to stay with you or to transport any traveling children back home, should you become hospitalized. Travelex will also cover emergency medical treatment should you be injured or fall ill during your trip.
Personal Belongings
A trip to the beach isn't much fun without a bathing suit. If your luggage is delayed or lost, Travelex plans go above and beyond. They can refund you for items lost, stolen or damaged, and reimburse you for necessary items you need to buy until your baggage is returned.
Travel Assistance & Concierge Services
Call the toll-free number 24/7 prior to departing for assistance or advice on planning your trip. We can help with booking concert tickets to making dinner reservations or a tee time for golf. When you’re traveling, one toll-free call gives you access to a variety of travel services like medical emergency assistance and lost baggage retrieval.
Health Insurance Doesn't Cover Everything
According to the US Department of State - Bureau of Consular Affairs your domestic health insurance may cover “customary and reasonable” costs overseas. However, they often won’t pay for a medical evacuation back to the US which can cost upwards of $50,000. That’s where Travelex travel insurance plans can help.
Credit Card Shortfalls
There’s a good chance your credit card provides some coverage for travel insurance. It’s important to check what coverage you actually have as this can vary depending on your card type, and can even cost you additional funds to invoke. Credit card companies often have a number of conditions in order for their insurance to apply. For example, you may have had to pay for the entire trip using that credit card. For higher benefits coverage, purchase a specific travel insurance plan.
Travel Investment
You don’t want to cancel a vacation, or lose the money you’ve invested. Cancel for a covered reason listed in your policy and Travelex can help.
Medical Expenses
If you’re traveling remotely you may not always have access to the best health care. Your health and safety is a priority. If an emergency medical evacuation is necessary, we will transport you to the nearest suitable hospital for treatment. Additional benefits include transportation of a visitor of your choice to stay with you or to transport any traveling children back home, should you become hospitalized. Travelex will also cover emergency medical treatment should you be injured or fall ill during your trip.
Personal Belongings
A trip to the beach isn't much fun without a bathing suit. If your luggage is delayed or lost, Travelex plans go above and beyond. They can refund you for items lost, stolen or damaged, and reimburse you for necessary items you need to buy until your baggage is returned.
Travel Assistance & Concierge Services
Call the toll-free number 24/7 prior to departing for assistance or advice on planning your trip. We can help with booking concert tickets to making dinner reservations or a tee time for golf. When you’re traveling, one toll-free call gives you access to a variety of travel services like medical emergency assistance and lost baggage retrieval.
CHOOSE A PLAN:
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Travelex Basic is great for low value trips, securing basic coverage at an affordable price. Click the button for an overview.
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Travelex Select is always the best option for families travel with children or those traveling on more extensive itineraries and high value trips. Click the button for an overview.
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A FEW THINGS TO KNOW:
- You have ten (10) days from the date of purchase to cancel the policy and receive a full refund. Your request must be sent to us in writing.
- Children under 17 are covered under the Travelex Select Plan when traveling with an adult (one child, per adult)
- Medical coverage is primary, it pays before you turn to your medical insurance
- You can purchase insurance up to the day prior to travel, but you are not covered until 12:01 a.m. the day after purchase.
GET A QUOTE & PURCHASE:
What you will need to get an accurate quote and purchase travel insurance:
- Each travelers age and date of birth
- The total cost of all prepaid, non-refundable travel components e.g. air fare, ground transportation, accommodations, cruise fare, etc. This information is found on your invoices or quote from our office.
- Travel dates
I AM WAIVING THE OPTION FOR COVERAGE
Click on the "I decline, WAIVER" button below, e-sign the waiver and you are done! You can purchase later should you rethink your decision.
AIR MEDICAL TRANSPORT MEMBERSHIP
Consider the peace of mind that an air medical transport membership can bring to your travels. Membership can be annual or for a particular trip. Use the membership worldwide. Click below for details. If you have questions please contact your Travel Adviser.
